Is it bad to fall in love with someone younger than you?

ok i been talking to this 14 yr old girl on myspace and i really like her, but there's always got to be a problem in life, the problem is that im 20. I know what your thinking, your a molester, what the hell is wrong with you, but seriously im not that king of guy that just wants one thing, im honest, respectful, i know she's too young for me but i care about her a lot, and i dont know what she thinks about me. i think i might be falling in love with her but i dont know what to do. help!!!